To arrive at an "affordable" home price, we followed the guidelines of most lenders. In general, that means your total debt payments should be no more than 36% of your gross income. Once you enter.
How much house can I afford? A standard rule for lenders is that your monthly housing payment (principal, interest, taxes and insurance) should not take up more than 28 percent of your income. However, home affordability is about more than just how much you can borrow. You’ll also need to.
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Our down payment calculator tool helps you understand what your minimum potential down payment could be in your geography based on the target home price that you choose. First we look at the loan limits for different mortgage types in your location, then we take your target home value and identify.